Terms of Service

1. Agreement & Acceptance

These Terms constitute a legally binding agreement under the Indian Contract Act, 1872 between you and The School of Options governing access to theschoolofoptions.com and our related content, courses, mentorship and tools (collectively, the “Services”). By accessing or using the Services (including by clicking “I Agree”, creating an account, enrolling in a course, or continuing to use the Site), you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Services.

2) About Us & Contact

• Entity: WEALTHIAN PVT. LTD
• CIN : U74140HR2021PTC093753
• Registered Office: D 1/4, first floor, South City - 2, Gurugaon, Haryana, India - 122018
• Email: hello@theschoolofoptions.com
• Website: theschoolofoptions.com

3) Eligibility & Account

• You must be at least 18 years old (or the age of majority in your state) and legally competent.
• You are responsible for your account, credentials, and all activities under it; keep them confidential.
• Provide accurate, current information and update it as needed.
• We may refuse, suspend, or terminate accounts at our discretion as permitted by law.

4) Educational Content; No Advice (SEBI)

The Services are for general education. We do not consider your objectives, financial situation, or needs. Content does not constitute investment advice, research reports, order execution, or portfolio management. We do not solicit or facilitate trades. Before acting, consult licensed/SEBI-registered advisers.

5) Acceptable Use

• No unlawful, harmful, defamatory, obscene, or infringing content.
• No attempts to circumvent security, scrape, reverse engineer, or overload the Services.
• No unauthorised commercial use, reselling, or redistribution of our content.
• Comply with applicable law (including SEBI, RBI, income tax, and exchange laws).

6) Subscriptions, Pricing, Taxes & Refunds

• Pricing and features are listed on the Site and may change prospectively.
• Taxes (including GST) are additional unless expressly stated. Tax invoices will be issued where required.
• Auto-renewing subscriptions (if offered) renew for successive terms unless cancelled before renewal.
• Refunds: Unless a specific course/promo page states otherwise, fees are non-refundable once access is granted. We may offer discretionary credits consistent with the Consumer Protection Act, 2019, and our refund policy page.

7) Payments & Billing

Payments are processed by third-party payment gateways compliant with applicable RBI regulations (e.g., tokenisation/PCI DSS). You authorise us and our processors to charge your selected payment method for all purchases and renewals. You represent you are authorised to use that method.

8) Intellectual Property & Limited Licence

The Services, including text, videos, course materials, logos, and software, are owned by us or our licensors and protected by Indian copyright, trademark and other laws. We grant you a limited, non-exclusive, non-transferable, revocable licence for personal, non-commercial educational use only. Any other use requires our prior written consent.

9) User Content & Takedowns

If you submit content (comments, assignments, testimonials), you grant us a worldwide, royalty-free, sublicensable licence to use, reproduce, display, and create derivative works for operating and improving the Services and for marketing (with your consent where required). Do not upload others’ copyrighted or illegal content. We may remove content alleged to infringe the Copyright Act, 1957 or violate law/these Terms. You can send takedown requests to the Grievance Officer.

10) Third-Party Services & Links

Third-party tools (e.g., video hosting, analytics, email) and external links are provided for convenience. We are not responsible for their availability, accuracy, or practices. Their terms and privacy policies govern your use of those services.

11) Privacy & Data Protection (India)

Our handling of personal data is described in our Privacy Policy, drafted to align with the Information Technology Act, 2000, the SPDI Rules 2011, and the Digital Personal Data Protection Act, 2023 (when brought into force). By using the Services, you consent to processing in accordance with that policy.

12) Disclaimers

• Services are provided on an “as is” and “as available” basis without warranties of any kind.
• We do not warrant accuracy, completeness, or timeliness of content, or that results will meet your needs.
• We do not guarantee uninterrupted, secure, or error-free operation.

13) Limitation of Liability

To the maximum extent permitted by applicable law, in no event will we be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for loss of profits, revenue, data, goodwill, or business interruption, arising from or related to the Services or these Terms, even if advised of the possibility. Our aggregate liability for all claims arising in a contract year will not exceed the fees you paid to us for the Services during the twelve (12) months prior to the event giving rise to the claim. Some limitations may not apply to you under certain laws.

14) Indemnity

You agree to indemnify and hold us, our directors, employees, and affiliates harmless from claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of your breach of these Terms, violation of law, or infringement/misappropriation of third-party rights.

15) Suspension & Termination

We may suspend or terminate access (with or without notice) for violations of these Terms, unlawful conduct, or to protect users or our systems. Upon termination, licences cease and you must discontinue use. Sections intended to survive (e.g., IP, payments due, disclaimers, liability limits, indemnity, dispute resolution) will survive.

16) Governing Law; Dispute Resolution; Arbitration

These Terms are governed by the laws of India. Prior to formal proceedings, the parties shall attempt good-faith resolution by written notice and a 30-day negotiation period.

Any dispute not resolved shall be referred to binding arbitration under the Arbitration and Conciliation Act, 1996. The tribunal shall consist of a sole arbitrator appointed in accordance with the said Act. The seat and venue of arbitration shall be Bengaluru, Karnataka, India. The proceedings shall be conducted in English. The award shall be final and binding.

Courts at Bengaluru, Karnataka shall have exclusive jurisdiction for applications under the Act and for injunctive or equitable relief. Nothing prevents either party from seeking interim relief from competent courts.

17) Changes to Services or Terms

We may modify the Services or these Terms prospectively. Material changes will be notified on this page (and/or by email where feasible). Continued use after changes constitutes acceptance of the revised Terms.

18) Miscellaneous

• Entire Agreement. These Terms and referenced policies are the complete agreement.
• Severability. If any provision is unenforceable, the remainder remains in effect.
• No Waiver. Failure to enforce is not a waiver.
• Assignment. You may not assign without our consent; we may assign in connection with a reorganisation or sale.
• Force Majeure. We are not liable for delays/failures due to events beyond reasonable control.
• Electronic Communications. You consent to receive communications electronically.

19) Grievance Officer (IT Rules)

In accordance with the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 and other applicable IT Rules, the Grievance Officer is:

• Name: Kundan Kishore
• Email: kundan@theschoolofoptions.com
• Address: D 1/4, first floor, South City - 2, Gurugaon, Haryana, India - 122018
• Response Timelines: We acknowledge complaints within 24-48 hours and aim to resolve within 15 days, subject to law.

20) Contact Us

For any questions about these Terms, write to hello@theschoolofoptions.com or the postal address listed above.